Your New Jersey
Self-Employed
Mortgage Expert

Your income doesn’t fit a standard paycheck. Your mortgage options should fit the way you earn. Work with Christian Pepe to explore solutions built around your self-employed income.

Call Christian →

Call Christian: (973) 981-2118

Explore Your Mortgage Options

Fill out the short form, and Christian will follow up to discuss mortgage options that fit the way you earn. This is an inquiry, not a loan application.

Prefer to call? (973) 981-2118

Built Around the Way You Earn

Ways to Qualify

Qualifying can feel frustrating when you’re self-employed—especially with multiple properties or complex tax returns. Christian helps you explore alternatives to traditional tax-return-based qualification.

Personal or business bank statements

1099 income

Profit-and-loss (P&L) statements

Eligible assets through asset depletion

Mortgage Options

Whether you’re buying a home or accessing equity in a property you already own, explore a mortgage option that fits your next step.

Home purchases

Cash-out refinancing

Second mortgages

Christian Pepe, Branch Manager at PRMG in Sea Girt

Meet Christian Pepe

With 20+ years of mortgage experience, Christian Pepe brings a personal approach to self-employed mortgage lending. Based at PRMG in Sea Girt, he helps New Jersey borrowers explore options that fit their income and helps them achieve their real estate goals.

(973) 981-2118

cpepe@prmg.net

Branch Manager · Loan Officer · NMLS #318159

Talk With Christian →

Client Experiences

See 150+ Google reviews →

★★★★★
“The world needs more lenders like Christian.”
Caitlyn M.
★★★★★
“Christian made the process smooth and was very helpful any time I had a question.”
Rafael R.
★★★★★
“Christian Pepe made the loan application process simple, easy to follow, and worry free.”
Alexa R.
★★★★★
“His expertise and character speak volumes and set an example for how all lenders should be.”
Matthew R.
★★★★★
“Christian took the time to sit down and explain numbers and scenarios.”
Kayce L.
★★★★★
“He explained each step thoroughly so that I did not encounter any surprises along the way.”
Fran C.
★★★★★
“Christian made everything so easy, he clearly explained the whole process and answered every question we had along the way.”
William E.
★★★★★
“He was patient any time I had questions or concerns, discussed options without pressure, and always made himself available.”
David R.
★★★★★
“Christian Pepe was extremely helpful throughout my entire home-buying process.”
Alex P.
★★★★★
“Christian and his team are the best in the business!”
Brandon B.
★★★★★
“The entire team made this a very easy process for us!”
Daniel R.
★★★★★
“Christian Pepe was a true professional in every aspect and guided us through the entire process with ease.”
Cathy W.

★★★★★
“The world needs more lenders like Christian.”
Caitlyn M.
★★★★★
“Christian made the process smooth and was very helpful any time I had a question.”
Rafael R.
★★★★★
“Christian Pepe made the loan application process simple, easy to follow, and worry free.”
Alexa R.
★★★★★
“His expertise and character speak volumes and set an example for how all lenders should be.”
Matthew R.
★★★★★
“Christian took the time to sit down and explain numbers and scenarios.”
Kayce L.
★★★★★
“He explained each step thoroughly so that I did not encounter any surprises along the way.”
Fran C.
★★★★★
“Christian made everything so easy, he clearly explained the whole process and answered every question we had along the way.”
William E.
★★★★★
“He was patient any time I had questions or concerns, discussed options without pressure, and always made himself available.”
David R.
★★★★★
“Christian Pepe was extremely helpful throughout my entire home-buying process.”
Alex P.
★★★★★
“Christian and his team are the best in the business!”
Brandon B.
★★★★★
“The entire team made this a very easy process for us!”
Daniel R.
★★★★★
“Christian Pepe was a true professional in every aspect and guided us through the entire process with ease.”
Cathy W.

★★★★★
“The world needs more lenders like Christian.”
Caitlyn M.
★★★★★
“Christian made the process smooth and was very helpful any time I had a question.”
Rafael R.
★★★★★
“Christian Pepe made the loan application process simple, easy to follow, and worry free.”
Alexa R.
★★★★★
“His expertise and character speak volumes and set an example for how all lenders should be.”
Matthew R.
★★★★★
“Christian took the time to sit down and explain numbers and scenarios.”
Kayce L.
★★★★★
“He explained each step thoroughly so that I did not encounter any surprises along the way.”
Fran C.
★★★★★
“Christian made everything so easy, he clearly explained the whole process and answered every question we had along the way.”
William E.
★★★★★
“He was patient any time I had questions or concerns, discussed options without pressure, and always made himself available.”
David R.
★★★★★
“Christian Pepe was extremely helpful throughout my entire home-buying process.”
Alex P.
★★★★★
“Christian and his team are the best in the business!”
Brandon B.
★★★★★
“The entire team made this a very easy process for us!”
Daniel R.
★★★★★
“Christian Pepe was a true professional in every aspect and guided us through the entire process with ease.”
Cathy W.

Your New JerseySelf-EmployedMortgage Expert

Explore Your Mortgage Options

Built Around the Way You Earn

Built Around the Way You Earn

Ways to Qualify

Mortgage Options

Meet Christian Pepe

Client Experiences

Your New Jersey
Self-Employed
Mortgage Expert